Twenty years after I graduated from college I still owe student loans. And since I didn’t’ owe enough, I went back to school and got a master’s degree with borrowed money.
My mother keeps asking me to get a PHD, but I’m not going to pay anybody else to tell me how smart I am, especially when the salary for PhDs is less than the amount of money it takes to go back to college to earn a PHD.
Even though I’ve had “professional” jobs since I left Tennessee State University, I’ve always had to juggle my student loan payments. And I know it’s not just me. I know people in their 70’s who still owe too.
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